(Transferred Post) December 7th 2014
From time to time I like to reflect, face and respond to reality for what it is to me. Let’s face it, and admit it – Australia is expensive. I’d welcome anyone to repeat after me.
Let us first begin this with an honest disclaimer. If the terms “property”, “leverage” and “negative gearing” have meant a lot and has worked to your favour – you can pretty much stop reading this article altogether. If your annual income (pre-or post tax regardless) have more or less able to keep up with the overall current inflation and wages index (as accordingly to your sector of employment) – that includes you too.
Close this browser window and go look at your investment statistics instead. This article is for the patient; not for the privileged – minority. This is for those who are willing to lower themselves not to flourish, but sustain themselves through humility, respect and awareness. I am here to share with you methods which have helped me save enough to sustain myself towards my own financial goal; as well as making me feel convinced to see and feel the world at its’ bare, but healthful necessities.
Please note: many aspects of these previous / old articles are best superseded by their updated counterparts within the full downloadable manuscript of the First Revised Edition of Humility
Through Frugality™. These are simply a series of suggestions that simply work in favour for what it tries to aim for – sustenance of humility through good, affordable food with just $65 a week. Yes, that is correct – 65 Australian Dollars. For each and every seven days a week. As clearly any and all ways of life are different – this article or “guide” is all by no means the ultimate resource but more likely to serve as a “reminder” over what is important. Something that helps you to differentiate what is important, and what is not.
You need some sort of goal. Everything must have a beginning and an end, and in between them – gaps where by you must fill in yourselves as means to reach to this end. Your goal does not have to be clear and systematically concrete, it can be adaptive whilst relevant through time.
I am going divide this discussion into five sections – Demographics / basic principles, The Plan (as parts one to four), Monitor & Reflection and lastly a section for all you arguing folks – Questions Meet Answers.
Proceed with care with how you feel on the inside, but you must remain limited, humble and patient on the outsidethroughout this life.
This guideline is written in a way of assumptions that you bear and have adhered / committed to the following lifestyle parameters. This guideline also assumes that you are familiar with what is to be expected for adopting the following principles into your daily life:
1 – FOR THOSE REASONABLY HEALTHY AND SOUND IN BOTH MIND AND BODY.
Let me first begin by emphasizing how important it is to exercise; especially through resistance training. Speaking as someone who has just been diagnosed with Fibromyalgia (early diagnosis after being dismissed of possibility of contracting the more serious AS / Ankylosing Spondilytis) – I have made numerous attempts to adapt as well as adopt – a fit lifestyle (weight training four days a week since 2009 and now onwards from half of 2014 to increase to five days). This guideline has helped me; and most likely you – of whom I hope you have no serious underlying issues to be willing to commit to this lifestyle. Check with your doctor when any or all doubts of matter arise before hand if you are unsure. I would keenly ask for a blood test to check your liver and stomach for any digestion problems as well as assessing your overall kidney and thyroid health.
Proceed with care with how you feel on the inside, but you must remain limited, humble and patient on the outside throughout this life. Surround yourself with another source of interest along the way. Fitness & regular resistance training is something I’d never admit as viably competent – but having done so regularly for a few years have provided me an alternative “space”. Find yourself an environment outside of this infinitely stressful world. Find or inspire yourself to another safe environment, a way of life, or a source of interest where you could let yourself “be”. My passion in set composing and collecting music; is – another source of interest I maintain, preserve and still follow for more than a decade.
However easy and straightforward these are for me to say and to suggest – it is of course never straightfoward. Like all things in life – it is easier said than done. But aiming to maintain something that sparks your curiosity about the world with some discipline is better than having none at all.
2 – FOR THOSE WITH ONE OR MORE FINANCIAL GOAL/S (CONTINUOUSLY OR SINGULARLY)
How much willingly are you trying to save towards this? This is common sense to many of you as you hear the same question over and over again. But will you be up for it? Theoretically – everything must have a beginning and an end, and in between them – gaps where by you must fill in yourselves as means to an end. A goal does not have to be clear and systematically concrete down to their last detail. As long as they are adaptive but relevant – you will arrive at your destination regardless.
As soon as you limit anything explicitly in life – you will always produce something else implicitly in return; either in conscious form or not. It may not be something that you are able to touch or see – but it is something of a qualitatively mark and extension of yourself that only you can be proud of.
Refusing to commit to the social pressure of others to spend money is a mark of resilience that nobody seems to understand. Ironically they wished for this same, implicit quality amongst themselves. Wear it, and show yours proudly.
3 – FOR THOSE WITH A BASIC (AND INTEREST) TOWARDS NUTRITION KNOWLEDGE & DISCIPLINE
Make no mistake, this is about 70% food, 30% philosophy. Once you partake in this lifestyle, you’ll no doubt be thinking differently about the food you eat. When was the last time you read a food nutrition label? When was the last time you spend more than 15 seconds reading on a product you see on the shelf? It’s time to forgo your favourite mixed berry (so called “naturally flavoured”, gum, stabilisers and gelatine filled) yoghurt. Avoid all vegetable oils. Still buying meat from your favourite big mainstream outlets? Keep this in mind.
Still drinking coffee? Sorry, you have to let go of it all. It’s all in your head that you need to get used to. It’s the most abusive form of edible commodity you could ever put in your body. What’s wrong with tea? They just “don’t taste as good”?
4 – FOR THOSE WITH AN UNBIASED WILLINGNESS TO COMMIT TO REGULARITY SIMPLE MOTIONS OF LIVING / AKA. LIVING SEMI-MINIMALISM
By refusing to commit to the social pressure of others to spend is a mark of quality that nobody seems to understand. Ironically they want to possess it amongst themselves. Self -proclamations at its’ worst. Wear it and display yours proudly.
|this will be your regular stop each and every week.
1/4 – THE BASICS
WITHDRAW AND USE ENTIRELY IN CASH
SHOP AT YOUR FARMER’S COLLECTIVE / GROWER’S GROCERIES’ MARKET
SHOP AT AN ORGANIC BUTCHER’S (IF YOU CAN AFFORD IT OUT OF YOUR $65 LIMIT)
|Sadly as of 2015 Yeeda no longer is within reach of metro Perth area.
BE PREPARED TO WALK IN AND OUT OF CARPARKS – PARK CLOSE TO YOUR CENTRE’S ENTRANCE AT ALL TIMES
STAY RESILIENT AND BE PREPARED TO SAY NO
THE PLAN 2/4 – THE LIST
CONSTRUCT A SET LIST & DETERMINING HOW MUCH IS ENOUGH
Construct a set of list/s. The “I don’t have time to open a notepad” excuses no longer apply. Unless if you know exactly how much items you’re going to buy and to calculate them all simultaneously in your head – then that by all means is a sign that you have developed enough awareness over what is enough for the week. However, the first few month/s is going to be the most difficult period as you are starting to find out, determine and of all understand from your circumstances over how much is enough.
3x Woolworths 425g Homebrand® Mackerel – $1.69 each – $5.07
2x Woolworths 425g Homebrand® Salmon – $2.29 each – $5.18
Mayvers® Natural Organic Peanut Butter with Cacao – $5.5
Yeeda® 1.5kg Organic / Grass fed Beef Mince – $12 (Average price)
1kg of chicken breast fillet – $11
1kg of chicken thighs with bones on – $5
1kg Coles® Basmati Rice – $3.5
1kg Cross Cut Green beans – $2
500ml Coles® Olive Oil (not EVOO) – $4
4.5kg Red / Royal Blue Potatoes – $4
1 Whole celery (including leaves for extra) – $1.5
1x Japanese or butternut pumpkin – $1.15 (Average Price)
1x 12 700g caged eggs – $3.6
TOTAL PRINCIPAL SPENDING : $62.36
THE PLAN 3/4 – IMPLEMENTATION
- BREAKFAST 125g portion of Mackerel, 1x whole egg (2 if on a training day), bundle of celery leaves / 1/2 cup of green beans, olive oil, and 1 heaped teaspoon of organic peanut butter. Swap Mackerel with Salmon for training days. The goal is to start each day with little to no carbohydrate intake (aka semi Ketosis diet).
- BREAKFAST (SECONDARY) Water, Unflavoured Whey Protein Concentrate / Non-GMO Pea Protein blend 20g serve, organic cacao powder, 1 satchel of stevia.
- RECESS / EARLY AFTERNOON MEAL 125g portion of Mackerel, two to three small sized potatoes 1/2 cup of green beans, Olive Oil, spices, Himalayan Salt. Potatoes can be substituted with small serve brown rice. OR 200g greek yoghurt natural unflavoured, 30g serve of Unflavoured WPC, two heaped teaspoon of organic peanut butter, one heaped teaspoon of organic cacao powder.
- LUNCH / POST WORKOUT MEAL (DURING WEEKEND TRAINING DAYS) 300 to 350g of meat protein, two to three medium sized potatoes / brown rice,, 1 cup of green beans / 2 medium celery stalks, Olive Oil, Himalayan Salt, spices. When there is shortage of protein – mix chicken together between beef, mackerel or salmon left overs.
- DINNER / POST WORKOUT MEAL (DURING EVENING TRAINING DAYS) Same as lunch.
- PRE-BED MEAL 200g greek yoghurt natural unflavoured, 30g serve of Unflavoured WPC, two heaped teaspoon of organic peanut butter, one heaped teaspoon of organic cacao powder.
THE PLAN 4/4 – MONITOR AND REFLECTION
- POTATOES & RICE These; being carbohydrate sources are ones that you should aim to always have left over reserves for each and every week. In other words, I would advise to aim to sustain these long enough for every two weeks before buying another batch. You can either agree or disagree with your views on GI index – but I still would personally recommend red potatoes over white potatoes. Stop your whinging as well as on brown rice that doesn’t “taste as good” as white rice – really; does white rice has a taste? Be grateful it’s not raw meat you’re eating. Organic Quinoa, Black Rice and Sweet potatoes can certainly be had – but beware they are very expensive.
- GARLIC / ONIONS You might be wondering why on earth I include garlic & onions here. For garlic – I would sustain these long enough for up to even two months. Yes that’s correct – two months. Freshly bought garlic however – go off very quickly in the pantry so it’d be best for you to buy a packet of vacuum sealed & refrigerated whole peeled garlic buds ($3 gets you about 60 to 70 buds…so that last a long time). You should have no problems buying these off from your independent fruit / veg grocer’s store. Secondly – onions add a lot of flavour and being a source of carbs on their own. I would advise adding only a few fresh slices to offset any lacking carbohydrate intakes. When cooking – I’d advise to only cook them very lightly as otherwise you WILL be tempted to use up more than you really need.
- HERBS, SPICES & HIMALAYAN SALT Unless if you are able to grow your own herbs (and can afford time, effort and resources to do so for your own greenhouse) – buying fresh herbs in my opinion is redundant and useless. Why? Either you have to use them all in one go or use them all within one day before them getting discoloured in the fridge. A $2 mixed Italian Herbs dried herb satchel (of at least 60g) goes a long way in flavouring your dishes. Hence, I would aim to sustain these for every two / three weeks. And this goes for spices as well – turmeric, paprikas, peppers, etc. Just make sure whatever grounded condiments you use are free of vegetable oils. As for salt – Himalayan Pink salt is clearly superior over table salt for what it offers to maintain your vital minerals intake. Table salt is simply sodium chloride, and there’s no other electrolyte minerals whatsoever. Himalayan Pink salt however – contains 84, including magnesium (still, don’t neglect your mag supplementation). Sure it is expensive at $5 for a 500g refill but it goes a long way in sustaining for at least every 3 to 4 months.
CONCLUSION – WHERE TO GO FROM HERE
For close to one year and a half, I have managed to save enough to setup my own personal financial investment portfolio. Through maintaining and adopting simple parts of minimalism, I have been so far able to not only try to maintain my lifestyle, but through living this way in regularity has opened my eyes (and ears) that so many people have been brainwashed to sheer profitable dine-out and credit / debt fuelled consumerism. I have made (attempts) in sharing what I’ve done and written to my work colleagues in the past – and none of them sees my way of life anyway in positivity. They first were in awe as to how I could comprehend eating relatively the same thing every day, yet always fail in learning how they can apply them no matter how small.